These financial literacy workshops are designed with the thought that many high school juniors and seniors are focusing their collective attentions on their future life as a college student. In the not too distant future, these students will be required to elect majors, pursue internships and eventually commit to a career path. Unfortunately, most of us do not know what we want to do with the rest of our lives by our late-teens. This program is meant to aid those students in making important choices, as well as teaching them the value of well-thought-out personal financial decisions. The coursework is designed to teach personal finance, build familiarity with investment products and expose the students to the role the economy plays in our everyday lives. These workshops lay the groundwork to prepare the students for more advanced studies in finance at the collegiate level.
The workshops do not have any assignments, required reading or exams. The instruction will be interactive and focus on the basic concepts of the financial industry. Students are encouraged to participate at their own comfort level and questions are warmly welcomed. The program strives to simplify the coursework so that all students benefit from their participation. Any student, regardless of their academic background or interest, is able to comprehend and apply the curriculum.
The Common Cents Program wants to stress that there is no previous financial knowledge required. In fact, it is expected that the participants will have little to no prior knowledge regarding the subject matter.
Mastering the Markets
Mastering the Markets provides a general understanding of economic principles. The students will learn how the economy and their daily lives intersect and impact each other. We expose the participants to numerous topics, including but not limited to: personal finance, stocks, bonds, commodities, mutual funds, hedge funds, and private equity. The workshop is taught in a manner meant to simplify complexities. We break down topics into their most basic form, enlightening the students to how the financial markets function and how we can use them to build personal wealth over our lifetime.
This workshop is an interesting and interactive experience that challenges the participants to implement the knowledge they have garnered from the Workshop I classes. The students are required to perform basic analysis, generate investment ideas and make critical asset allocation decisions. We provide an outline containing certain guidelines that forces them to think critically regarding the cause and effect behavior of the economy. The goal of this experience is to build an understanding of the investment process and its application. The students cover numerous topics including: fundamental analysis, technical analysis, behavioral finance, risk analysis, asset management strategies and ethics. The Workshop II experience helps the students build confidence in their own individual decision-making.