These financial literacy workshops are designed with the thought that many high school juniors and seniors are focusing their collective attentions on their future life as a college student. In the not too distant future, these students will be required to elect majors, pursue internships and eventually commit to a career path. Unfortunately, most of us do not know what we want to do with the rest of our lives by our late-teens. This program is meant to aid those students in making important choices, as well as teaching them the value of well-thought-out personal financial decisions. The coursework is designed to teach personal finance, build familiarity with investment products and expose the students to the role the economy plays in our “everyday” lives. These workshops lay the groundwork to prepare the students for more advanced studies in finance at the collegiate level.
The workshops do not have any assignments, required reading or exams. The instruction will be interactive and focus on the basic concepts of the financial industry. Students are encouraged to participate at their own comfort level and questions are warmly welcomed. The program strives to simplify the coursework so that all students benefit from their participation. Any student, regardless of their academic background or interest, is able to comprehend and apply the curriculum.
The only prerequisite is that a student must complete Workshop I before attending Workshop II. The Common Cents Program wants to stress that there is no previous financial knowledge required. In fact, it is expected that the participants will have little to no prior knowledge regarding the subject matter.
Understanding Business & Finance
Consists of 8 one-hour sessions and provides a general understanding of economic principles. The students will learn how the economy and their daily lives intersect and impact each other. We expose the participants to numerous topics, including but not limited to: personal finance, stocks, bonds, derivatives, commodities, mutual funds, hedge funds, private equity and venture capital, all taught in a manner meant to simplify their complexities. We break down these topics into their most basic form, enlightening the students to how the financial markets really function. One class is dedicated to a field trip to a major financial institution that includes a tour and presentations from various industry professionals. LEARN MORE >>
Also consisting of 8 one-hour sessions, this workshop is an interesting and interactive experience that challenges the participants to implement the knowledge they have garnered from the Workshop I classes. The workshop is broken into small groups and each group is asked to manage a “mock investment fund”. The students are required to perform basic analysis, generate investment ideas and make critical asset allocation decisions. We provide an outline containing certain guidelines that forces them to think critically regarding the cause and effect behavior of the economy. The goal of this experience is not to earn a profit, but rather to build an understanding of the investment process and its application. The managing of the “mock investment fund” is guided by the instructor, offering advice and helping solve any issues that may arise in the investment process. The students cover numerous topics including: fundamental analysis, technical analysis, behavioral finance, risk analysis, asset management strategies and ethics. The Workshop II experience helps the students learn to collaborate with partners and build confidence in their own individual decision-making. LEARN MORE >>
Summer Intensive: Understanding Business & Finance
Consists of five 2 1/2 hour sessions and provides a general understanding of economic principles. The students will learn how the economy and their daily lives intersect and impact each other. We expose the participants to numerous topics, including but not limited to: personal finance, stocks, bonds, derivatives, commodities, mutual funds, hedge funds, private equity and venture capital, all taught in a manner meant to simplify their complexities. We break down these topics into their most basic form, enlightening the students to how the financial markets really function. LEARN MORE >>